Privacy Policy
Debt Compass Navigators, LLC
Effective Date: 2/10/2025
1. INTRODUCTION
Debt Compass Navigators, LLC ("Company," "we," "us," "our") values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and services.
2. INFORMATION WE COLLECT
We collect the following types of information: a. Personal Information: Name, email address, phone number, mailing address, and other identifying details provided voluntarily. b. Financial Information: If you seek debt relief services, we may collect financial details such as outstanding debt amounts, creditors, and income. c. Automatically Collected Information: IP address, browser type, device details, and usage patterns through cookies and similar technologies.
3. HOW WE USE YOUR INFORMATION
We may use your information to: a. Provide and improve our referral services; b. Connect you with third-party debt relief providers ("Affiliates"); c. Communicate with you regarding services, updates, and promotional offers; d. Analyze and enhance website performance; e. Comply with legal and regulatory obligations.
4. SHARING OF INFORMATION
We do not sell or rent your personal information. However, we may share your information with: a. Affiliates: Debt relief service providers for service facilitation; b. Service Providers: Vendors who assist in business operations, such as website hosting and email marketing; c. Legal and Regulatory Authorities: If required by law, court order, or to protect our rights.
5. COOKIES AND TRACKING TECHNOLOGIES
We use cookies and similar tracking technologies to enhance user experience, track website analytics, and improve our services. You can manage cookie settings through your browser.
6. THIRD-PARTY LINKS
Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites and encourage you to review their privacy policies.
7. DATA SECURITY
We implement security measures to protect your personal information from unauthorized access, alteration, or disclosure. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.
8. YOUR CHOICES AND RIGHTS
You may: a. Opt out of marketing communications by following the unsubscribe instructions in emails; b. Request access to or deletion of your personal data, subject to legal limitations; c. Disable cookies through browser settings.
9. CHILDREN’S PRIVACY
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If we learn that a minor has provided us with personal data, we will take steps to delete it.
10. CHANGES TO THIS PRIVACY POLICY
We reserve the right to modify this Privacy Policy at any time. Any changes will be posted on our website with an updated effective date. Continued use of our services after changes constitutes acceptance of the revised policy.
11. CONTACT INFORMATION
If you have any questions or concerns regarding this Privacy Policy, please contact us at:Debt Compass Navigators, LLC
Debt Compass Navigators
4885-A McKnight Road Suite 282
Pittsburgh, PA 15237
By using our services, you acknowledge that you have read, understood, and agreed to this Privacy Policy.
Services Not Available To Residents Of:
IL, KS, OR, TN, UT and WV.
Fill out Form to Receive
"10 Simple Steps to Go Debt Free".
I Consent to Receive SMS Notifications, Alerts & Occasional Marketing Communication from Debt Compass Navigators. Message & data rates may apply. Reply STOP to discontinue.
Disclaimer: Debt Compass Navigator, LLC dba My Debt Compass operates as a consulting and referral service designed to assist individuals in evaluating and identifying tailored strategies to address their financial concerns. My Debt Compass relies on the expertise of its affiliate's trained and knowledgeable specialists, many of whom hold relevant licenses and extensive experience, to provide personalized guidance to clients.
While My Debt Compass does not directly provide debt settlement, legal, financial, or tax advice, nor does it assume debts, make payments to creditors, or act as a lending institution, creditor, or debt collector, it offers consultations to help clients assess their financial situations and explore suitable options. Recommendations and outcomes may vary based on individual circumstances and the decisions made by the client. Clients are encouraged to consult with licensed tax, legal, or financial professionals to fully understand the broader implications of any chosen strategy.
My Debt Compass operates as an independent affiliate of CuraDebt.com and may receive compensation for referring clients who enroll in CuraDebt's debt relief programs. CuraDebt.com is a nationally recognized debt relief company that provides settlement and financial assistance services. My Debt Compass does not manage, oversee, or control CuraDebt’s programs, policies, or operations and is not responsible for the actions, advice, or outcomes of any third-party services. Participation in certain financial programs may impact credit scores, involve collections activity, or result in other financial consequences.
By utilizing the services of My Debt Compass, clients acknowledge and agree that My Debt Compass functions solely as a consulting and referral entity. Clients accept full responsibility for reviewing and understanding all terms, conditions, and disclosures associated with any programs they choose to engage in. Use of My Debt Compass’s services constitutes agreement to these terms.